9 Nov

BANK OR MORTGAGE BROKER?

General

Posted by: Deb White

A mortgage broker works with various lender to get you the best option for you! Mortgages are like vehicles. A bank is similar to the brand, Ford or Toyota for example. How long you have a mortgage before it’s time to renew is like the model, a Fusion or Camry. The rate is similar to […]

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2 Nov

7 TIPS FOR BUYING YOUR FIRST HOME

General

Posted by: Deb White

Be prepared when thinking of buying your first home! As a licensed Mortgage Broker, I am often asked “what do I need to know when buying my first home?” Everyone has their own aims and objects when buying their first home. As a Mortgage Broker, I specialize in making sure your financing is in order […]

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26 Oct

WHAT SHOULD COME FIRST, THE HOUSE OR THE CAR?

General

Posted by: Deb White

Large purchases before applying for a mortgage can affect your chances of getting approved! So you just got a shiny new car, and now you want a shiny new home to go with it. Will that new car payment affect your mortgage pre-approval? The short answer… absolutely it will. Recently, I have encountered many people […]

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19 Oct

MORTGAGE INSURANCE 101

General

Posted by: Deb White

3 main types of insurance available! For a first-time home buyer, the types of insurance surrounding a mortgage can be confusing, so it’s important to know what insurance covers what. There are 3 main types of insurance to know about when buying a home. Mortgage Default Insurance – If you put less than 20% down on […]

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12 Oct

WHAT TO LOOK FOR IN A MORTGAGE BROKER

General

Posted by: Deb White

Are you needing a mortgage broker? Read on! Are you on the hunt for a mortgage broker? Or you need a mortgage broker but just don’t know it yet! Either way, this article is for you! First up, where do you find a Mortgage Broker? The easiest (and one of the best places to start) […]

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5 Oct

RENT, OWN, OR DO BOTH?

General

Posted by: Deb White

3 scenarios to consider! There are generally three different situations you can find yourself in when it comes to living situations; living with parents, renting, or owning. A lot of the times the first decision someone will need to make is whether they buy a home to live in, buy a home to rent to […]

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28 Sep

KEEPING YOUR CREDIT SCORE HEALTHY

General

Posted by: Deb White

What does and does not affect your credit score.  There is a lot of misinformation floating around about credit bureaus, credit reports and credit scores – not only that, but a large amount of the clients I work with have never even seen their credit report or score before! I’d like to shed a bit of […]

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21 Sep

THE REAL ESTATE BUG

General

Posted by: Deb White

Are you itching to purchase real estate? Read on! The Real Estate Bug is something slowly starting to creep it’s way into the demographic of people in my social circle. Some, not all, are beginning to move on from their “Travel Bug” brought on from graduating high school or post-secondary and onto The Real Estate […]

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19 Sep

Professional, highly skilled

General

Posted by: Deb White

Deb has acted as my mortgage broker twice. Both times she was able to get a rate far below what anybody else was offering. Deborah is professional, highly skilled and at the same time she is also relaxed and friendly. She made a confusing and intimidating process of a mortgage much less painful. I highly […]

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