Frequently Asked Mortgage Questions – Answered!
July 20, 2026
Previous
Next
I want to see rates
Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.70%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 5.54%
- $612.72
- 5.09%
- $586.74
- $25.98
-
- 1 Year
- 5.69%
- $621.50
- 4.79%
- $569.71
- $51.79
-
- 2 Years
- 5.39%
- $604.00
- 4.59%
- $558.49
- $45.52
-
- 3 Years
- 6.15%
- $648.75
- 4.79%
- $569.71
- $79.04
-
- 4 Years
- 5.99%
- $639.21
- 4.89%
- $575.36
- $63.85
-
- 5 Years
- 6.14%
- $648.15
- 4.64%
- $561.28
- $86.87
-
- 7 Years
- 6.40%
- $663.77
- 5.09%
- $586.74
- $77.03
-
- 10 Years
- 6.80%
- $688.11
- 5.09%
- $586.74
- $101.37
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowDeb White has been assisting her clients with their mortgage needs since April 1999 and established White House Mortgages DLC in January 2005. As an award winning broker Deb prides herself on her ability to find the best rate for her clients’ mortgages and to find solutions to even the most difficult mortgage approval. With this in mind, Deb has been ranked in the top 75 brokers across Canada over the past 10 years. This is a testament to her dedication to the industry and to her clients.
Since opening White House Mortgages DLC has established itself as a leader in the Mortgage Brokerage industry receiving numerous awards including Best Mortgage Company in the North Okanagan 2012-2015 and 2017 by Okanagan Life Magazine. White House Mortgages was also names best of the best with the BOB awards held by Beach Radio. White House Mortgages DLC has grown to 7 locations in British Columbia with currently 25 Mortgage Brokers.
In addition to being business minded Deb is also community minded. Currently Deb is the President of CMBABC. Previously, Deb was on the board for Vernon Winter Carnival for 10 years and was the Chairperson for 5 years. Deb has also been the Director and Secretary of the Funtastic Sports Society, helped establish Carrol-ing For a Cause, has volunteered at the Knox Mountain Hill Climb for 27 years, has been on the board of directors for the Mortgage Broker’s Association of British Columbia and most recently supported Teens Count Too.
Deb and her husband Doug have 4 children and 7 grandchildren. When not working or volunteering Deb can be found spending time with her family and friends. In her spare time she enjoys camping, motor biking, sewing and running.
The largest purchase in a person’s lifetime is their home. Whether you are a first time home buyer, a home owner taking out equity for pleasure or investment or simply renewing your mortgage, Deb can provide you with professional unbiased advice to help in your mortgage decision making process.
Deb,
I want to thank you for the great service you have provided for me. It’s amazing how fast you put things together. I would highly recommend you to everyone I know. Again, a big Thank you!
DP
I have only one word for Debbie’s services: Exquisite! Due to her diligent work and also the work of the team of real estate agents we have we are living now in our dream apartment that’s a beautiful home for us. We didn’t even think that we would buy so fast, we started “just looking” and in one month we were already moved in. What I really appreciate the most is that everything was done through e-mails. We are busy people working 9-5 and don’t have enough time to run around for meetings. All the documents were sent online, we would sign, scan, send back and it worked out awesome. I would strongly recommend Deb White services.
CC
Dear Ms. White, I wanted to take this opportunity to personally thank you for your exceptional service in assisting me with my finances to purchase my first home.
I know and understand it can be difficult when a client of yours is not able to communicate with you in English however, your easy nature and gracious personality had both my interpreter and myself at ease in your company.
I am well aware that due to my personal circumstances my file was a difficult one for you to deal with and yet you handled it with great care and professionalism. I want to thank you from the bottom of my heart for making the future brighter for my two daughters and me; we will be ever grateful to you for making our dream come true. Thank you, Deb.
KC
Deb White is a very efficient, courteous, upbeat and a very positive professional.
We thought we wouldn’t be eligible for a mortgage, and if we were it would have been at a ridiculous rate. She got us a great rate in at timely fashion.
I have recommended friends and family and would definitely use her services again without hesitation.
Thanks Deb for Helping me get my dream place.
D.L – Vernon
Deb White has looked after our mortgage needs for many years now. She always gets us the best possible rates and arranges financing that suits are needs. She walks us through processes and spends the time to make sure we understand what’s available and how it will work. She watches mortgage rates for us and keeps us abreast of when we needs to lock in, not to lock in, or try something different. She is quick to respond to emails/phone calls, etc. and finds answers quickly. Her staff is helpful and pleasant to deal with and always willing to help. If you wish to have this comfort and peace of mind, we would highly recommend her and
White House Mortgages and have!
C&L G
Request a Call Back
Let us call you back when it's convenient for you!
Thanks for contacting us! We will get in touch with you shortly.
Free Mortgage Review
Find out how much your home is worth.
Thanks for contacting us! We will get in touch with you shortly.
Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
Keep up to date with the latest mortgage news
Sign up to our newsletter
Thanks for contacting us! We will get in touch with you shortly.