Frequently Asked Mortgage Questions – Answered!
July 20, 2026
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.09%
- $586.74
- $169.47
-
- 1 Year
- 6.15%
- $648.75
- 4.79%
- $569.71
- $79.04
-
- 2 Years
- 5.44%
- $606.90
- 4.59%
- $558.49
- $48.42
-
- 3 Years
- 4.62%
- $560.16
- 4.69%
- $564.08
- $-3.92
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.89%
- $575.36
- $-18.55
-
- 7 Years
- 6.41%
- $664.38
- 5.09%
- $586.74
- $77.64
-
- 10 Years
- 6.81%
- $688.72
- 5.09%
- $586.74
- $101.99
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowDeb White has been assisting her clients with their mortgage needs since April 1999 and established White House Mortgages DLC in January 2005. As an award winning broker Deb prides herself on her ability to find the best rate for her clients’ mortgages and to find solutions to even the most difficult mortgage approval. With this in mind, Deb has been ranked in the top 75 brokers across Canada over the past 10 years. This is a testament to her dedication to the industry and to her clients.
Since opening White House Mortgages DLC has established itself as a leader in the Mortgage Brokerage industry receiving numerous awards including Best Mortgage Company in the North Okanagan 2012-2015 and 2017 by Okanagan Life Magazine. White House Mortgages was also names best of the best with the BOB awards held by Beach Radio. White House Mortgages DLC has grown to 7 locations in British Columbia with currently 25 Mortgage Brokers.
In addition to being business minded Deb is also community minded. Currently Deb is the President of CMBABC. Previously, Deb was on the board for Vernon Winter Carnival for 10 years and was the Chairperson for 5 years. Deb has also been the Director and Secretary of the Funtastic Sports Society, helped establish Carrol-ing For a Cause, has volunteered at the Knox Mountain Hill Climb for 27 years, has been on the board of directors for the Mortgage Broker’s Association of British Columbia and most recently supported Teens Count Too.
Deb and her husband Doug have 4 children and 7 grandchildren. When not working or volunteering Deb can be found spending time with her family and friends. In her spare time she enjoys camping, motor biking, sewing and running.
The largest purchase in a person’s lifetime is their home. Whether you are a first time home buyer, a home owner taking out equity for pleasure or investment or simply renewing your mortgage, Deb can provide you with professional unbiased advice to help in your mortgage decision making process.
When Deb was suggested to me I had maybe 6 months to find housing. Suffice it to say my intent was to do this quickly.
Deb connected me with a great realtor and away we went. Deb and her team were always kind , professional and never left me waiting more than a day or 2. Inside of a month I had found a place!
-RD, Vernon BC
Deb has acted as my mortgage broker twice. Both times she was able to get a rate far below what anybody else was offering.
Deborah is professional, highly skilled and at the same time she is relaxed and friendly. She made a confusing and intimidating process of a mortgage much less painful.
I highly recommend her to anybody and wouldn’t consider using anyone else in the future.
DM
Deb is very knowledgeable in her line of work. She is a pleasure to work with. Deb understood our needs and assisted us in meeting them. Thank you for your incredible work!
M & N – Vernon
Deb White and her team, we have no complaints.
Words to describe are enthusiastic, professional, efficient, we were extremely impressed.
Using her services was so much more time saving than going to our financial institutions.
She was enthusiastic about our project, helping us to move on towards realizing our goals.
We were turned down because of time crunch by two notaries but Deb got us a lawyer who also had excellent service.
Deb talked on our level and also told us interesting stories of her life.
We were treated like royalty.
And…bottom line, got us a good mortgage rate!
D&S C
Dear Ms. White, I wanted to take this opportunity to personally thank you for your exceptional service in assisting me with my finances to purchase my first home.
I know and understand it can be difficult when a client of yours is not able to communicate with you in English however, your easy nature and gracious personality had both my interpreter and myself at ease in your company.
I am well aware that due to my personal circumstances my file was a difficult one for you to deal with and yet you handled it with great care and professionalism. I want to thank you from the bottom of my heart for making the future brighter for my two daughters and me; we will be ever grateful to you for making our dream come true. Thank you, Deb.
KC
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