Frequently Asked Mortgage Questions – Answered!
July 20, 2026
Previous
Next
I want to see rates
Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 5.54%
- $612.72
- 5.09%
- $586.74
- $25.98
-
- 1 Year
- 5.69%
- $621.50
- 4.79%
- $569.71
- $51.79
-
- 2 Years
- 5.39%
- $604.00
- 4.59%
- $558.49
- $45.52
-
- 3 Years
- 6.15%
- $648.75
- 4.69%
- $564.08
- $84.67
-
- 4 Years
- 5.99%
- $639.21
- 4.84%
- $572.53
- $66.68
-
- 5 Years
- 6.14%
- $648.15
- 4.89%
- $575.36
- $72.79
-
- 7 Years
- 6.40%
- $663.77
- 5.09%
- $586.74
- $77.03
-
- 10 Years
- 6.80%
- $688.11
- 5.09%
- $586.74
- $101.37
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowDeb White has been assisting her clients with their mortgage needs since April 1999 and established White House Mortgages DLC in January 2005. As an award winning broker Deb prides herself on her ability to find the best rate for her clients’ mortgages and to find solutions to even the most difficult mortgage approval. With this in mind, Deb has been ranked in the top 75 brokers across Canada over the past 10 years. This is a testament to her dedication to the industry and to her clients.
Since opening White House Mortgages DLC has established itself as a leader in the Mortgage Brokerage industry receiving numerous awards including Best Mortgage Company in the North Okanagan 2012-2015 and 2017 by Okanagan Life Magazine. White House Mortgages was also names best of the best with the BOB awards held by Beach Radio. White House Mortgages DLC has grown to 7 locations in British Columbia with currently 25 Mortgage Brokers.
In addition to being business minded Deb is also community minded. Currently Deb is the President of CMBABC. Previously, Deb was on the board for Vernon Winter Carnival for 10 years and was the Chairperson for 5 years. Deb has also been the Director and Secretary of the Funtastic Sports Society, helped establish Carrol-ing For a Cause, has volunteered at the Knox Mountain Hill Climb for 27 years, has been on the board of directors for the Mortgage Broker’s Association of British Columbia and most recently supported Teens Count Too.
Deb and her husband Doug have 4 children and 7 grandchildren. When not working or volunteering Deb can be found spending time with her family and friends. In her spare time she enjoys camping, motor biking, sewing and running.
The largest purchase in a person’s lifetime is their home. Whether you are a first time home buyer, a home owner taking out equity for pleasure or investment or simply renewing your mortgage, Deb can provide you with professional unbiased advice to help in your mortgage decision making process.
As one of our mortgages came due I wasn’t happy with what our bank had to offer so I phoned Deb to help out. She immediately said there was a better rate out there and I asked her if she could find out.
Our refinancing project was probably not one of the easiest to achieve as it had its surprises and challenges but Deb calmly handled it all the way to the finish line and managed to get the best/lowest interest rate available and a low payment as well.
Lori and I were happy with the outcome and would recommend Deb to help others as well.
TV & LS
Deb White and her team, we have no complaints.
Words to describe are enthusiastic, professional, efficient, we were extremely impressed.
Using her services was so much more time saving than going to our financial institutions.
She was enthusiastic about our project, helping us to move on towards realizing our goals.
We were turned down because of time crunch by two notaries but Deb got us a lawyer who also had excellent service.
Deb talked on our level and also told us interesting stories of her life.
We were treated like royalty.
And…bottom line, got us a good mortgage rate!
D&S C
I needed a loan to finish my house and got one through Deb White!
From my loan transfer, to mortgage, I’m very happy with the services! The process was done efficiently and quickly!
Deb answered all of our questions and was available at all times to ask the questions.
5 stars to Deb, Graeme, and office staff. Everyone was pleasant and easy to work with.
Thanks for making our dream home come true! I definitely recommend Deb and will use her in the future.
-L & E
We found Deb’s services extremely helpful during a stressful time. Highly recommend White House Mortgages and Deb White to anyone. We will definitely call Deb again in the future.
– W & J, Falkland BC
Deb and her team are the best!
They took my sorry financials and found a mortgage I can afford.
I recommend highly with 5 stars!
– N.O. Armstrong
Request a Call Back
Let us call you back when it's convenient for you!
Thanks for contacting us! We will get in touch with you shortly.
Free Mortgage Review
Find out how much your home is worth.
Thanks for contacting us! We will get in touch with you shortly.
Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
Keep up to date with the latest mortgage news
Sign up to our newsletter
Thanks for contacting us! We will get in touch with you shortly.