Frequently Asked Mortgage Questions – Answered!
July 20, 2026
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowDeb White has been assisting her clients with their mortgage needs since April 1999 and established White House Mortgages DLC in January 2005. As an award winning broker Deb prides herself on her ability to find the best rate for her clients’ mortgages and to find solutions to even the most difficult mortgage approval. With this in mind, Deb has been ranked in the top 75 brokers across Canada over the past 10 years. This is a testament to her dedication to the industry and to her clients.
Since opening White House Mortgages DLC has established itself as a leader in the Mortgage Brokerage industry receiving numerous awards including Best Mortgage Company in the North Okanagan 2012-2015 and 2017 by Okanagan Life Magazine. White House Mortgages was also names best of the best with the BOB awards held by Beach Radio. White House Mortgages DLC has grown to 7 locations in British Columbia with currently 25 Mortgage Brokers.
In addition to being business minded Deb is also community minded. Currently Deb is the President of CMBABC. Previously, Deb was on the board for Vernon Winter Carnival for 10 years and was the Chairperson for 5 years. Deb has also been the Director and Secretary of the Funtastic Sports Society, helped establish Carrol-ing For a Cause, has volunteered at the Knox Mountain Hill Climb for 27 years, has been on the board of directors for the Mortgage Broker’s Association of British Columbia and most recently supported Teens Count Too.
Deb and her husband Doug have 4 children and 7 grandchildren. When not working or volunteering Deb can be found spending time with her family and friends. In her spare time she enjoys camping, motor biking, sewing and running.
The largest purchase in a person’s lifetime is their home. Whether you are a first time home buyer, a home owner taking out equity for pleasure or investment or simply renewing your mortgage, Deb can provide you with professional unbiased advice to help in your mortgage decision making process.
My husband and I have dealt with Deb White twice now and would use her services again. We were very happy with the service Deb provided us and feel she went above and beyond to provide us the best possible interest rate and also worked quickly, providing us a lawyer recommended by her, to get our closing done rapidly. Even on her holiday she was in contact with us on several occasions to keep us updated on the status of our mortgage.
Her personality is upbeat, professional, and we always are treated like an old friend. We would recommend, and have recommended Deb to our friends and family.
Thank you Deb,
~S&L H~
In my dealings with Deb, I found her to be knowledgeable, resourceful and responsive. She listened carefully, understood and found what we were looking for in mortgage financing-all in a timely and efficient manner.
Great service-thanks Deb!
BB
Deb is one in a Million. Back to 2017 when I acquired my first home in Canada, she got an excellent mortgage deal for my new place in the Okanagan, I was impressed with her job.
Now in 2021, I decided to sell my property and buy a new one in Squamish and she made it again.
Thank to her experience and fast response I was able to secure a mortgage that allowed me to acquire a bigger place close to the lower mainland. This is remarkable in this uncertain times.
Thanks Deb!
M.F – Squamish
I cannot say enough about Deb White’s services. So much gratitude for her help in finding mtg lenders for both my daughter and my father, so 3 generations using her office. Her support staff is extremely qualified and efficient.
Thx.
~P&S A~
Vernon, BC
It was so much more than just renewing our mortgage. It was an empathetic and knowledgeable ear who not only help us renew our mortgage but helped us “renew” our entire financial life.
Deb is so friendly and fun you forget that you are working in a mortgage.
Deb helped us reach a place of financial security that I never thought we would be able to achieve. We didn’t have the best credit, life had kicked us around a little but Deb was determined and didn’t stop until she found someone who would give us a mortgage.
R&J B – Salmon Arm
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