Frequently Asked Mortgage Questions – Answered!
July 20, 2026
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I want to see rates
Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 5.54%
- $612.72
- 5.09%
- $586.74
- $25.98
-
- 1 Year
- 5.69%
- $621.50
- 4.79%
- $569.71
- $51.79
-
- 2 Years
- 5.39%
- $604.00
- 4.59%
- $558.49
- $45.52
-
- 3 Years
- 6.15%
- $648.75
- 4.69%
- $564.08
- $84.67
-
- 4 Years
- 5.99%
- $639.21
- 4.84%
- $572.53
- $66.68
-
- 5 Years
- 6.14%
- $648.15
- 4.89%
- $575.36
- $72.79
-
- 7 Years
- 6.40%
- $663.77
- 5.09%
- $586.74
- $77.03
-
- 10 Years
- 6.80%
- $688.11
- 5.09%
- $586.74
- $101.37
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowDeb White has been assisting her clients with their mortgage needs since April 1999 and established White House Mortgages DLC in January 2005. As an award winning broker Deb prides herself on her ability to find the best rate for her clients’ mortgages and to find solutions to even the most difficult mortgage approval. With this in mind, Deb has been ranked in the top 75 brokers across Canada over the past 10 years. This is a testament to her dedication to the industry and to her clients.
Since opening White House Mortgages DLC has established itself as a leader in the Mortgage Brokerage industry receiving numerous awards including Best Mortgage Company in the North Okanagan 2012-2015 and 2017 by Okanagan Life Magazine. White House Mortgages was also names best of the best with the BOB awards held by Beach Radio. White House Mortgages DLC has grown to 7 locations in British Columbia with currently 25 Mortgage Brokers.
In addition to being business minded Deb is also community minded. Currently Deb is the President of CMBABC. Previously, Deb was on the board for Vernon Winter Carnival for 10 years and was the Chairperson for 5 years. Deb has also been the Director and Secretary of the Funtastic Sports Society, helped establish Carrol-ing For a Cause, has volunteered at the Knox Mountain Hill Climb for 27 years, has been on the board of directors for the Mortgage Broker’s Association of British Columbia and most recently supported Teens Count Too.
Deb and her husband Doug have 4 children and 7 grandchildren. When not working or volunteering Deb can be found spending time with her family and friends. In her spare time she enjoys camping, motor biking, sewing and running.
The largest purchase in a person’s lifetime is their home. Whether you are a first time home buyer, a home owner taking out equity for pleasure or investment or simply renewing your mortgage, Deb can provide you with professional unbiased advice to help in your mortgage decision making process.
I would like to say that Deb has always been there for me when I am looking to remortgage or doing a new purchase. She makes you feel very comfortable and answered all my questions. I can also email her with questions and she gets right back to me with answers.
I always highly recommend Deb to friends and others.
Keep on smiling Deb. You are Awesome!
Thanks. D.P. – Armstrong
We have nothing but positive feedback for White House Mortgages. Deb White is efficient, friendly & very helpful. We we would recommend her services to anyone!
K & I F
Thanks for your excellent customer service! You gave us a great rate and you were on top of every request we had, you also helped us navigate through a tricking spot when the flooding occurred and we needed to delay the sale. We wouldn’t hesitate to recommend you to anybody looking for a mortgage.
Than you again, we love the new house and we will definitely be calling you again.
H & G. W – Merritt
We would highly recommend Deb for your mortgage. She will put in 100% effort to get you the best possible mortgage. Thanks so much for everything!
J&M H
I have only one word for Debbie’s services: Exquisite! Due to her diligent work and also the work of the team of real estate agents we have we are living now in our dream apartment that’s a beautiful home for us. We didn’t even think that we would buy so fast, we started “just looking” and in one month we were already moved in. What I really appreciate the most is that everything was done through e-mails. We are busy people working 9-5 and don’t have enough time to run around for meetings. All the documents were sent online, we would sign, scan, send back and it worked out awesome. I would strongly recommend Deb White services.
CC
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