Frequently Asked Mortgage Questions – Answered!
July 20, 2026
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I want to see rates
Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.09%
- $586.74
- $169.47
-
- 1 Year
- 6.15%
- $648.75
- 4.79%
- $569.71
- $79.04
-
- 2 Years
- 5.44%
- $606.90
- 4.59%
- $558.49
- $48.42
-
- 3 Years
- 4.62%
- $560.16
- 4.69%
- $564.08
- $-3.92
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.89%
- $575.36
- $-18.55
-
- 7 Years
- 6.41%
- $664.38
- 5.09%
- $586.74
- $77.64
-
- 10 Years
- 6.81%
- $688.72
- 5.09%
- $586.74
- $101.99
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowDeb White has been assisting her clients with their mortgage needs since April 1999 and established White House Mortgages DLC in January 2005. As an award winning broker Deb prides herself on her ability to find the best rate for her clients’ mortgages and to find solutions to even the most difficult mortgage approval. With this in mind, Deb has been ranked in the top 75 brokers across Canada over the past 10 years. This is a testament to her dedication to the industry and to her clients.
Since opening White House Mortgages DLC has established itself as a leader in the Mortgage Brokerage industry receiving numerous awards including Best Mortgage Company in the North Okanagan 2012-2015 and 2017 by Okanagan Life Magazine. White House Mortgages was also names best of the best with the BOB awards held by Beach Radio. White House Mortgages DLC has grown to 7 locations in British Columbia with currently 25 Mortgage Brokers.
In addition to being business minded Deb is also community minded. Currently Deb is the President of CMBABC. Previously, Deb was on the board for Vernon Winter Carnival for 10 years and was the Chairperson for 5 years. Deb has also been the Director and Secretary of the Funtastic Sports Society, helped establish Carrol-ing For a Cause, has volunteered at the Knox Mountain Hill Climb for 27 years, has been on the board of directors for the Mortgage Broker’s Association of British Columbia and most recently supported Teens Count Too.
Deb and her husband Doug have 4 children and 7 grandchildren. When not working or volunteering Deb can be found spending time with her family and friends. In her spare time she enjoys camping, motor biking, sewing and running.
The largest purchase in a person’s lifetime is their home. Whether you are a first time home buyer, a home owner taking out equity for pleasure or investment or simply renewing your mortgage, Deb can provide you with professional unbiased advice to help in your mortgage decision making process.
You did it! Qualifying to purchase my little Vernon condo certainly wasn’t easy, given that I also own other properties. But you did what the banks own employees couldn’t do and I am truly grateful. You are my go-to person for future mortgage transactions.
M.L – Vernon
My husband and I highly recommend Deb White and her team.
She listened to our needs and I found her professionalism, confidence and expertise to be refreshing!
Her straight talking, no nonsense advice was exactly what we needed.
Thank you Deb! You will be my go to with all future mortgage needs.
D&G H
Deb was supportive, quick and knowledgeable and was able to guide me to resolve any issues and successfully satisfy all requirements for my mortgage financing.
She is very good at what she does and put me at ease quickly in a stressful time.
I most definitely recommend Deb’s service to anyone needing mortgage financing.
CR – Vernon
Deb is very knowledgeable in her line of work. She is a pleasure to work with. Deb understood our needs and assisted us in meeting them. Thank you for your incredible work!
M & N – Vernon
White House Mortgage has been of service to me over the past 15 years. I’ve needed their services 3 times now and each time I’ve felt reassured and comforted that Deb does her best to meet my needs and finds the best deal she can for me.
She does it intelligently, swiftly and with a competency that I’m grateful for. I have found her to make a heartfelt connection with me each time I have gone to her for help. I’ve appreciated her non-judgmental way of working with my financial issues that needs to know all about in orfer to understand how best to take care of my request.
I will use White House Mortgages again when I need to.
L.W.
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