Frequently Asked Mortgage Questions – Answered!
July 20, 2026
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I want to see rates
Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowDeb White has been assisting her clients with their mortgage needs since April 1999 and established White House Mortgages DLC in January 2005. As an award winning broker Deb prides herself on her ability to find the best rate for her clients’ mortgages and to find solutions to even the most difficult mortgage approval. With this in mind, Deb has been ranked in the top 75 brokers across Canada over the past 10 years. This is a testament to her dedication to the industry and to her clients.
Since opening White House Mortgages DLC has established itself as a leader in the Mortgage Brokerage industry receiving numerous awards including Best Mortgage Company in the North Okanagan 2012-2015 and 2017 by Okanagan Life Magazine. White House Mortgages was also names best of the best with the BOB awards held by Beach Radio. White House Mortgages DLC has grown to 7 locations in British Columbia with currently 25 Mortgage Brokers.
In addition to being business minded Deb is also community minded. Currently Deb is the President of CMBABC. Previously, Deb was on the board for Vernon Winter Carnival for 10 years and was the Chairperson for 5 years. Deb has also been the Director and Secretary of the Funtastic Sports Society, helped establish Carrol-ing For a Cause, has volunteered at the Knox Mountain Hill Climb for 27 years, has been on the board of directors for the Mortgage Broker’s Association of British Columbia and most recently supported Teens Count Too.
Deb and her husband Doug have 4 children and 7 grandchildren. When not working or volunteering Deb can be found spending time with her family and friends. In her spare time she enjoys camping, motor biking, sewing and running.
The largest purchase in a person’s lifetime is their home. Whether you are a first time home buyer, a home owner taking out equity for pleasure or investment or simply renewing your mortgage, Deb can provide you with professional unbiased advice to help in your mortgage decision making process.
Thank you again for your great service. This is the third time we have renewed our mortgage with you and every time we are so pleased with the service we received. It is so nice to be able to go somewhere local where you feel like people care about you, and you actually talk to a person and not a machine. Again thank you so much for looking after us.
L&L H
Thank you for all the support and time you put into our family. I couldn’t be more happy with our new home and we have you to thank Deb.
CP
Deb and her team made our cross-province move a little easier by removing the stress of the borrowing process. They were able to secure us exactly what we needed at a great rate.
TR & KC – Courtenay
Deb White has looked after our mortgage needs for many years now. She always gets us the best possible rates and arranges financing that suits are needs. She walks us through processes and spends the time to make sure we understand what’s available and how it will work. She watches mortgage rates for us and keeps us abreast of when we needs to lock in, not to lock in, or try something different. She is quick to respond to emails/phone calls, etc. and finds answers quickly. Her staff is helpful and pleasant to deal with and always willing to help. If you wish to have this comfort and peace of mind, we would highly recommend her and
White House Mortgages and have!
C&L G
Deb is:
1. Very Knowledgeable, friendly and helpful
2. Deb has a great sense of humor and puts us at ease
3. Listened to all our concerns, explains accurately
4. Always answers our calls and gets back to us ASAP
5.Went that extra mile many times for us
6. Made first time buyers comfortable with the process
7. During this process we feel like we made a friend along the
way
8. We felt very confident with Deb and her team
9. Deb’s staff were very friendly and helpful with our many
calls
10. We are extremely pleased with how our buying experience went from start to finish 10 out of 10 😊
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