Frequently Asked Mortgage Questions – Answered!
July 20, 2026
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowDeb White has been assisting her clients with their mortgage needs since April 1999 and established White House Mortgages DLC in January 2005. As an award winning broker Deb prides herself on her ability to find the best rate for her clients’ mortgages and to find solutions to even the most difficult mortgage approval. With this in mind, Deb has been ranked in the top 75 brokers across Canada over the past 10 years. This is a testament to her dedication to the industry and to her clients.
Since opening White House Mortgages DLC has established itself as a leader in the Mortgage Brokerage industry receiving numerous awards including Best Mortgage Company in the North Okanagan 2012-2015 and 2017 by Okanagan Life Magazine. White House Mortgages was also names best of the best with the BOB awards held by Beach Radio. White House Mortgages DLC has grown to 7 locations in British Columbia with currently 25 Mortgage Brokers.
In addition to being business minded Deb is also community minded. Currently Deb is the President of CMBABC. Previously, Deb was on the board for Vernon Winter Carnival for 10 years and was the Chairperson for 5 years. Deb has also been the Director and Secretary of the Funtastic Sports Society, helped establish Carrol-ing For a Cause, has volunteered at the Knox Mountain Hill Climb for 27 years, has been on the board of directors for the Mortgage Broker’s Association of British Columbia and most recently supported Teens Count Too.
Deb and her husband Doug have 4 children and 7 grandchildren. When not working or volunteering Deb can be found spending time with her family and friends. In her spare time she enjoys camping, motor biking, sewing and running.
The largest purchase in a person’s lifetime is their home. Whether you are a first time home buyer, a home owner taking out equity for pleasure or investment or simply renewing your mortgage, Deb can provide you with professional unbiased advice to help in your mortgage decision making process.
You came highly recommended by other family members that have used your mortgage services. Your’re enthusiastic about your work and you greet everyone with a wonderful smile. When a mistake was made, because life happens, you acknowledged it, apologized and proceeded to make sure the job & mortgage got done before the deadlines. I respect your integrity. Thank you very much for getting me my mortgage, a single mom with not the highest income.
RT
I’ve been going to Deb White for my mortgage questions for over 20 years. She never beats around the bush and provides me with straight answers, which is exactly the service I need. Despite her busy schedule, she responds quickly to my emails. Recently, she even secured a lower rate for me at the last minute, which was a fantastic surprise! I can always count on Deb and her team, and I have no plans to go anywhere else for my families mortgage needs. – LD , Vernon BC
I would like to tell you that you got my life back! It was a shocker for me moving from Squamish to Lumby since I lived in the lower mainland all my life.
Coming to Lumby and not knowing anyone including bank institutions I was a little leery in getting a mortgage. I was to the point of going back to Squamish. Then I heard you on the radio. I called you and that with your knowledge and expertise you got me a mortgage and you got my life back.
I thank you again.
H B
Deb was supportive, quick and knowledgeable and was able to guide me to resolve any issues and successfully satisfy all requirements for my mortgage financing.
She is very good at what she does and put me at ease quickly in a stressful time.
I most definitely recommend Deb’s service to anyone needing mortgage financing.
CR – Vernon
My husband and I have dealt with Deb White twice now and would use her services again. We were very happy with the service Deb provided us and feel she went above and beyond to provide us the best possible interest rate and also worked quickly, providing us a lawyer recommended by her, to get our closing done rapidly. Even on her holiday she was in contact with us on several occasions to keep us updated on the status of our mortgage.
Her personality is upbeat, professional, and we always are treated like an old friend. We would recommend, and have recommended Deb to our friends and family.
Thank you Deb,
~S&L H~
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