Large purchases before applying for a mortgage can affect your chances of getting approved! So you just got a shiny new car, and now you want a shiny new home to go with it. Will that new car payment affect your mortgage pre-approval? The short answer… absolutely it will. Recently, I have encountered many people […]

3 main types of insurance available! For a first-time home buyer, the types of insurance surrounding a mortgage can be confusing, so it’s important to know what insurance covers what. There are 3 main types of insurance to know about when buying a home. Mortgage Default Insurance – If you put less than 20% down on […]

Are you needing a mortgage broker? Read on! Are you on the hunt for a mortgage broker? Or you need a mortgage broker but just don’t know it yet! Either way, this article is for you! First up, where do you find a Mortgage Broker? The easiest (and one of the best places to start) […]

Wishing you a wonderful Thanksgiving!  

3 scenarios to consider! There are generally three different situations you can find yourself in when it comes to living situations; living with parents, renting, or owning. A lot of the times the first decision someone will need to make is whether they buy a home to live in, buy a home to rent to […]

What does and does not affect your credit score.  There is a lot of misinformation floating around about credit bureaus, credit reports and credit scores – not only that, but a large amount of the clients I work with have never even seen their credit report or score before! I’d like to shed a bit of […]

Are you itching to purchase real estate? Read on! The Real Estate Bug is something slowly starting to creep it’s way into the demographic of people in my social circle. Some, not all, are beginning to move on from their “Travel Bug” brought on from graduating high school or post-secondary and onto The Real Estate […]

Deb has acted as my mortgage broker twice. Both times she was able to get a rate far below what anybody else was offering. Deborah is professional, highly skilled and at the same time she is also relaxed and friendly. She made a confusing and intimidating process of a mortgage much less painful. I highly […]

Simple steps to purchase a home and pay down debt! Client success stories are what make our job WORTH IT (We think most mortgage brokers would agree). So, with this in mind, we are sharing a recent client’s story that allowed them to not only purchase the home they wanted, but also pay down their […]

If purchasing and selling a home with different completion dates, a bridge loan or bridge financing may be useful! If you have ever sold your home in order to help with the purchase of your next home, chances are you have heard of bridge financing. Bridge financing is an option available to homeowners if they […]