6 May

5 Tips to Manage Financial Stress.

General

Posted by: Deb White

With the continued rise of inflation, interest rates and the overall cost of living, the uncertainty can be unnerving for many individuals. But don’t fret! We have some tips and suggestions to help you manage your financial stress and help you to power through these latest economic changes: Prioritize What You Can Control: It can […]

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27 Mar

Tapping into Your Home’s Equity with the CHIP Reverse Mortgage.

General

Posted by: Deb White

Curious about the CHIP Reverse Mortgage by HomeEquity Bank? If you’re a Canadian aged 55 or older, this financial solution could hold the key to tapping into your largest asset, your home. It’s a unique opportunity that allows you to use your home equity for various purposes, from paying off debts to funding home renovations […]

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22 Mar

Tips to Improve Your Credit Score.

General

Posted by: Deb White

One of the important factors in home ownership is understanding things like your credit score.  Some people don’t pay much attention to this metric until they begin the mortgage discussion! However, you will find that your credit score is one of the most important factors when it comes to qualifying for a mortgage at the […]

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11 Mar

What You Need to Know About Smart Homes!.

General

Posted by: Deb White

Technology is constantly evolving and adapting to our needs as a society and individuals. One of these exciting developments has been the creation and evolution of smart homes. What is a Smart Home? A smart home is any home where the homeowners are able to control thermostats, lighting, appliances and other devices remotely over the […]

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4 Mar

Mortgage Portability.

General

Posted by: Deb White

When it comes to getting a mortgage, one of the more overlooked elements is the option to be able to port the loan down the line. Porting your mortgage is an option within your mortgage agreement, which enables you to move to another property without having to lose your existing interest rate, mortgage balance and […]

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26 Feb

Amortization Options.

General

Posted by: Deb White

Your mortgage amortization period is the number of years it will take you to pay off your mortgage. Depending on your choice of amortization period, it will affect how quickly you become mortgage-free as well as how much interest you pay over the lifetime of your mortgage (a longer lifetime equals more interest, whereas a […]

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12 Feb

It’s Time to Crush Your Credit Card Blues.

General

Posted by: Deb White

Although credit cards interest rates have not been affected by the recent surge in the prime lending rate, the fact remains that credit card debt is usually the most expensive debt you can have. The average is around 20% and even the so-called ‘low interest’ cards carry a rate in excess of 10%. Expediting the […]

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7 Feb

Making Your Home Workspace More Productive.

General

Posted by: Deb White

Fall in love with your home and your workspace again with these tips to help you make your home office space more productive! Establish Boundaries: A key component of being more productive at home is to establish proper boundaries between work and personal life. While not all of us at home have space for a […]

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29 Jan

Estate Planning: Are You Covered?

General

Posted by: Deb White

“New Year, new you” may be a cliché but it is for a reason! The New Year always has us thinking about where we are now, and where we want to end up. When it comes to your personal goals, a review of your finances and estate should be at the top of your list. […]

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