Read on to help pay off your mortgage quicker! So now that you’re a home owner, what are your next steps? Well first, you will have to figure out exactly how you are going to get RID of that mortgage. Yes, that’s right. Now that you got it, here are four ways you can pay […]

Be sure to include a “subject to financing” in your purchase agreement! There is a myth out there that once you’re pre-approved for a mortgage, you’re good to go out and buy a home… with a no subject offer… DON’T do it! A pre-approval means that based on being able to PROVE (through documentation) your […]

Needing a co-signer or looking to be a co-signer for a mortgage? Read on! If you keep up on the news you know that qualifying for a mortgage is getting tougher and tougher. Someone who would have sailed through the application process 10 years ago could find themselves declined for a mortgage today. Often I […]

To downsize, or not to downsize, that is the question? With almost 50% of homeowners ready to retire and wishing to stay in their home and 30% of those people with most of their money tied up in home equity, the downsizing dilemma is real. Can they afford to stay in their home or is […]

A mortgage broker works with various lender to get you the best option for you! Mortgages are like vehicles. A bank is similar to the brand, Ford or Toyota for example. How long you have a mortgage before it’s time to renew is like the model, a Fusion or Camry. The rate is similar to […]

Be prepared when thinking of buying your first home! As a licensed Mortgage Broker, I am often asked “what do I need to know when buying my first home?” Everyone has their own aims and objects when buying their first home. As a Mortgage Broker, I specialize in making sure your financing is in order […]

Large purchases before applying for a mortgage can affect your chances of getting approved! So you just got a shiny new car, and now you want a shiny new home to go with it. Will that new car payment affect your mortgage pre-approval? The short answer… absolutely it will. Recently, I have encountered many people […]

3 main types of insurance available! For a first-time home buyer, the types of insurance surrounding a mortgage can be confusing, so it’s important to know what insurance covers what. There are 3 main types of insurance to know about when buying a home. Mortgage Default Insurance – If you put less than 20% down on […]

Are you needing a mortgage broker? Read on! Are you on the hunt for a mortgage broker? Or you need a mortgage broker but just don’t know it yet! Either way, this article is for you! First up, where do you find a Mortgage Broker? The easiest (and one of the best places to start) […]

Wishing you a wonderful Thanksgiving!